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Emirates NBD: Emirates NBD offers the Skywards Signature Card (formerly the Skywards Platinum Card) and the Skywards Infinite Card.

The only drawback with the Emirates Islamic credit cards, is that cardholders must reach a monthly spending minimum to earn the miles and therefore quite a bit of planning and caution has to be taken on their part.Features: TOTALLY FREE — Enjoy free live video chat over 3G, 4G, LTE or Wi-Fi.PUBLIC CHAT ROOMS — Browse 5,000 live chat rooms that cover thousands of topics.To simplify the analysis, credit cards with a minimum salary requirement of AED 25,000 (,800) or higher have been excluded due to their unnecessarily high annual fees, which can go up to AED 3000 (0).Emirates Islamic: Out of the three credit cards that the bank offers with a Skywards rewards program, we analysed two: Emirates Islamic Skywards Gold Card and Emirates Islamic Skywards Platinum Card.